Services Provided
♦ Review goals and objectives
♦ Risk tolerance analysis
♦ Net-worth analysis
♦ Cash-flow analysis
♦ Asset allocation
♦ Portfolio rebalancing
♦ Portfolio performance reporting
♦ Tax cost and basis reporting
♦ Financial position analysis
♦ Retirement need analysis
♦ Retirement plan analysis
♦ Distribution strategies
♦ Tax planning
♦ Business tax planning
♦ Business succession and continuity planning
♦ Business insurance review
♦ Buy / sell analysis, financing options and support
♦ Retirement plan tracking (contribution limits) and maintenance
♦ Profit sharing tax planning
♦ Employee benefits plan analysis / implementation
♦ Executive compensation planning strategies
♦ Coordination with valuation services
♦ Estate planning
♦ Will, trust, powers of attorney review
♦ Estate beneficiary review
♦ Estate liquidity strategies
♦ Family estate planning / education meetings
♦ Education and guidance on charitable giving strategies
♦ Tax-optimized estate planning solutions
♦ Account aggregation
♦ Document vaulting
♦ Education Planning
♦ Education needs analysis
♦ Education funding strategies / account ownership options
♦ 529 family contributions reminder
♦ Conservation of wealth
♦ Trust integration
♦ Charitable giving tax strategies
♦ Gifting
♦ Business planning
♦ Business assessment review
♦ Executive compensation options
♦ Buy/sell planning
♦ Key employee compensation and protection
♦ Employee benefits
♦ Retirement plan analysis and recommendations
♦ Partner to help you gain confidence in all financial matters
♦ Comprehensive life planning process
♦ Development of individual and family goals and progress tracking over time
♦ Support and encouragement through the financial decision making process
♦ Coordination and support for life transitions (ex., death, divorce, remarriage, etc.)
♦ In-person review meeting (Tri-Annual)
♦ In-person review meeting (semi-annual)
♦ In-person review meeting (annual)
♦ Phone review meeting Internet web meeting
♦ Offer for review meeting
♦ Performance tracking / assessment against goals
♦ Asset allocation based on goals / risk tolerance
♦ Strategist selection in line with goals / risk tolerance
♦ Investment policy statement
♦ Periodic investment statements
♦ Evaluate alternative investments / diversification strategies
♦ Restricted / concentrated stock option review and strategies
♦ Market and economic updates
♦ Access to secure online brokerage and stock trading accounts
♦ Comprehensive financial plan development
♦ Financial plan update
♦ Net worth statement / analysis / calculation (current and future)
♦ Cash flow management (current and future)
♦ Income needs analysis (current and future)
♦ Debt management strategies / consolidation
♦ Lease v. buy analysis
♦ Personal property / rental evaluation and other real estate planning
♦ Mortgage / refinancing analysis, education and review
♦ Balance sheet / income statement
♦ Planning for quality of life enhancements
♦ Paperwork and account access review
♦ Budgeting tools and capabilities
♦ 401(k) / qualified plan structure and review
♦ Pension distribution review / analysis
♦ Rollover IRA's/Roth conversions
♦ Medicare gap analysis
♦ Social Security review / optimization planning
♦ IRA minimum distribution calculations and reminders
♦ Life and disability insurance solutions / review
♦ Long-term care insurance solutions / review
♦ Medical health insurance solutions / review
♦ Property & Casualty review
♦ Employment benefits analysis
♦ Insurance beneficiary review
♦ Special needs analysis
♦ Consulting services and operational advice
♦ Communication - touch base with advisor
♦ Communication - touch base with staff
♦ Proactive follow-up on action items
♦ Timely problem resolution
♦ Friendly and knowledgeable support staff
♦ Economic updates, white papers or other information communication
♦ Personal / firm client communications (ex., firm newsletter)
♦ Client event invitations (holiday party, appreciation event, open house, family day, etc.)
♦ Special occasion cards
♦ Special occasion meetings / touch bases
♦ Responsive service time (ex., response to emails or phone calls within 24 Hours)
♦ Coordination with your network of professionals to align elements of your financial life
♦ Professional referrals to CPAs, attorneys, mortgage brokers, etc.